Cars and automobiles are some of the central things that make modern society so easy and convenient. Traversing long distances for many years meant walking or riding a horse, being exposed to the elements and being able to cover 20 miles a day at best. These days, anyone with a car just get in it and cover that space in a half an hour, all while enjoying heating and air conditioning, and even listening to their own music.
In the century plus that cars have been around, safety laws and advances in science and technology have made them considerably safer than they used to be. Still, car accidents do happen. You might not think anything of it if you have good insurance coverage, but you still need to know just what to do after a car accident.
Any time you are in a car accident, the first thing you should do is make sure that you are okay, or at least well enough to get out and move around. Your next obligation is the health and safety of any of your passengers. Also assess how everyone is in any other vehicles impacted.
If your car is in traffic, turn on the blinkers if they are still functional. If there are enough people available to start directing traffic, have someone do so. Then get a phone and summon law enforcement. If need be, summon emergency medical personnel for anyone needing medical attention.
If any passenger might have a broken back, spine, or neck, do not ever move them unless the car might be in danger of exploding or catching fire.
Start swapping personal contact and insurance information with the other driver, but do not make accusations, get angry, or admit to doing anything wrong. Stay calm and let the police sort it out with their report. Most insurance companies will do nothing without that report filed.
If you are on a major road or highway, local laws might require you to move cars to the curb in the event of a fender bender so you don’t jam up traffic.
Use your insurance company app on your phone if you have one. Gather information, witness statements, and photos that your provider can use to help you make your case if you were not at fault in this particular accident. You want to keep your rates low and get any compensation your are due.